Rates from 11.9% APR. Representative 11.9% APR. Hire Purchase (HP) Example: Borrow £9995.00 over 5 years with a £2,995.00 deposit at a Representative APR 11.9% fixed rate. Monthly payment: £153.24. Total charge of credit: £2,194.40. Total amount payable: £12,189.40. We earn a percentage of the financed amount in commission for providing our services, but this does not influence the interest rate you’re offered in any way. Loanitt UK Limited are a broker, not a lender. Rates may vary based on individual circumstances and are subject to status.