Car Finance

Skip the stress of multiple
applications with Loanitt.

With our free, no-obligation application,
you can compare all of your options and
get approved instantly.
Apply now
Get car finance approved
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How does it work?

Step 1

Get approved

First, you need to make an application to get your personalised car finance quote.

Step 2

Choose your car

Then, if you have a car in mind – great! If not, find your perfect car from our extensive list of dealerships.

Step 3

Collect your car

Once you’re happy, we handle all the paperwork – so you can just turn up and drive away.

Get approved

Car finance personalised to you

We compare the best car finance options available from our
trusted panel of lenders, ensuring you get the right deal.

Hire Purchase (HP)

With Hire Purchase (HP), you can spread the cost of your car over manageable monthly payments.

At the end of the agreement, once all fees and payments are made, the car is yours – with no large final payment required.

It’s an ideal option if you want to own your car outright without the worry of a balloon payment.

Apply now

Personal Contract
Purchase (PCP)

Personal Contract Purchase (PCP) offers lower monthly payments and flexible options at the end of your term.

You can return the car, upgrade to a new model, or buy it outright with an optional final payment. Ideal for those seeking flexibility and future upgrades.

Apply now

Speak to our advisors

Have a question we can help with?
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Contact our support

Our team are available to help you.
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Why choose Loanitt?

Get a decision in minutes

Quick and easy online application with a quick decision.

Rated excellent on Trustpilot

Trusted by thousands of satisfied customers with top-rated service.

Find the right finance for you

Find the perfect car with finance options that suit you.

Expert support always available

Get guidance from specialists with years of UK industry experience.

Get car finance
approved today

Quickly fill in a few details
and we’ll do the rest.
Get started

Rates from 12.5% APR. Representative 12.5% APR. Hire Purchase (HP) Example: Borrow £12,000 over 5 years with a £0 deposit. Representative APR 12.5% fixed rate. Monthly payment: £266.33. Total cost of credit: £3,979.64. Total amount repayable: £15,979.64. We earn a percentage of the financed amount in commission for providing our services, but this does not influence the interest rate you’re offered in any way. Loanitt UK Limited are a broker, not a lender. Rates may vary based on individual circumstances and are subject to status. 

Frequently Asked Questions

Yes! You can apply for pre-approval before selecting a car. This gives you a clear idea of how much you can borrow, so you can shop with confidence knowing your finance is already in place.
PCP is a flexible car finance option with lower monthly payments. You pay a deposit (if required) and fixed monthly instalments over an agreed term.
HP is a straightforward way to finance a car. You pay a deposit (optional), followed by fixed monthly payments over an agreed term. Once you make the final payment, you own the car outright.
Yes! Some of our lenders offer no-deposit car finance, meaning you can finance your car without an upfront payment.
Yes! We work with a wide panel of lenders, including those who specialise in bad credit car finance. Whether you have a poor credit history or have been refused elsewhere, we may still be able to find a suitable finance option for you.
Absolutely! We offer finance for both new and used cars from approved UK dealerships. Whether you’re looking for a brand-new model or a reliable used car, we can help you find the right finance deal.
Our online application takes just a few minutes, and we can provide a decision in as little as 60 seconds. The full process, including approval and finalising paperwork, can often be completed within the same day.
No, getting a quote with Loanitt won’t affect your credit score as we only conduct a soft search.